By U.S. News & World Report Buried deep in the package of health care reforms that became law March 30 are provisions that promise to shake up the student loan industry. By eliminating taxpayer subsidies to corporate middlemen who marketed and originated federal student loans, the changes will raise more than $60 billion over the next 10 years, with the savings being spent on more and bigger grants, easier repayment terms and even a little deficit reduction, the Obama administration says. Here are answers to the most important questions students and parents may have about the new loan landscape: How will the student loan reforms affect students wishing to take out federal loans for college? Most student borrowers won't notice much difference, since most of the changes are behind the scenes. If anything, the new system will be simpler and less confusing. Starting July 1, no student will be asked to -- or have the opportunity to -- shop for a Stafford loan, the most common kind o...